VA Loans

VA mortgages are labeled as the best mortgage option for eligible veteran or active duty military personnel looking to buy a home.

What Is A VA Loan?

The VA loan is a type of mortgage that is guaranteed by the U.S. Department of Veterans Affairs (VA) and offers long-term financing to eligible veterans in all parts of the country where private financing isn’t necessarily available. The VA loan mortgage was originally created to aid eligible returning service members, surviving spouses, veterans, and their families in finding housing in 1944. Veteran Affairs locate and label specific areas as housing credit shortage areas. These regions are typically rural areas such as small cities and towns on the outskirts of large cities.

Sometimes considered as the most flexible and prominent lending option available on the market today, the VA loan guarantees part of the loan while enabling the lender to offer more favorable terms. Being offered by private lenders, such as banks and Mortgage Companies, this loan pertains to purchasing, building, repairing, retaining, or adapting a home to fit your specific needs if you are a qualifying borrower. We are a certified lender for the VA home loan.

The most significant factor regarding VA Loans is the borrower’s ability to buy a home without placing any money down. With other loans, you are required to pay for private mortgage insurance if you don’t put at least 20% down. The only other programs remotely resembling this type of option are Fannie Mae’s Home Path option and the USDA’s Rural Development Home Loan.

Hilary Sadiq Loan Officer

Hilary Sadiq

Sr. Loan Officer
NMLS# 1460293
480.330.5504
Apply Now!

I utilized Hilary and her team for my home purchase and refinance within the last couple of years. They were incredible to work with! They were straight forward, got me the best rate possible and I did everything from my phone including signing docs. I would highly recommend Hilary and her team!

Josh

We worked with Hilary on our refi. She was so informative, answered all our questions and provided a clear accurate estimate. We have had several mortgage experiences over the years but this was by far the best. No stress! Thank you Hilary.

Julie

Worked with Hilary multiple times. She always made things simple and was great with communication. She was always helpful in answering questions and even helping me get information I couldn’t find myself. If I ever need anything mortgage related done again, she will be the first stop!

Joe

Hilary assisted with my first home buying process in 2018, along with a couple of refinances following the initial home buying. She is very knowledgeable, diligent, and willing to answer any and all questions! I highly recommend working with Hilary, as she makes the process easy and stress free!

Megan

After some questionable and lackluster experiences with other mortgage brokers, I was referred to Hilary through a friend for a refinance. She was so friendly to work with. Her knowledge of loans (both purchasing and refinancing) is at such an expert level that she is able to breakdown every step of the process to make it easy to understand, even for an idiot like me. Hilary's best trait when it comes to mortgages is how fast and willing she is to answer any questions or concerns, she emails/texts back within minutes. Can't go wrong working with Hilary!

Matt

It was a pleasure to work with Hilary through the whole home buying process. She was so very attentive to every detail. Her response time was exceptionally fast. Working with such a personable, knowledgeable, professional made for a very smooth transaction.

Marcelline

Hilary has been an incredible adviser on what to expect when going through the mortgage side of buying a house. My wife and I immediately felt like family as Hilary took the time to not only answer our questions, but also explain how it would affect our goals. I have been in the financial industry for over 5 years, so I understand how financing and fees work. Hilary went to bat for us to secure a rate far below the industry standard. 1 year later in our house and I know there’s no one better out there. We will definitely be going through her on our next house! 5 stars!

Blake

Hilary is the best in the business. She helped my family navigate our first home purchase without any delays or issues. She won our business over rocket mortgage and a local mortgage company with her knowledge and timely partnership. Even multiple states away, Hilary also has been available to to us when asking to strategize on future endeavors which is appreciated beyond belief. Thankful for the easy going experience!

Nicholas

Hilary was amazing and thorough with our care in purchasing a new home for our family. She went over and beyond with our situation and got us where we wanted to be for payment wise. No matter how difficult and long the process was she was with us every step of the time.

Mary

Working with Hilary and her team was the best choice we made when buying our home and refinancing. Hilary explained things to us in a way we could understand as first time home buyers, went out of her way to be available and topped any offer we got from other lenders. She was patient, honest and really went to bat for us. In such a crazy hot market, it was encouraging to know we had someone we could trust. We’re so thankful to her and her team for getting us into the home we love seamlessly. I recommend her to anyone I know in need of a lender. You can’t go wrong here.

Chenea

I cannot thank Hilary enough and could not have ask for a better loan officer to work with. As a first time buyer, I had a million questions from the start and throughout the whole process. Hilary responded to my questions quickly and at any time of the day and evening. From the initial conversation we had, she was kind, personal, and genuine. She listened to my goals and reassured me that I would find a home that was right for me. She was patient and gave me everything I needed when I needed it. It took a long time to find the home that was right for me and she was there every step of the way. I am so lucky to get to work with Hilary and trust her through this whole process. My family and I are so excited about our purchase and could not have done it without Hilary. I highly recommend working with Hilary, she is the best in the business!!!

Aimee

Price Mortgage is a licensed Mortgage Broker in the state of AZ. NMLS 1429043. Arizona - MB - 0934484. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender. 690 E Warner Road, Suite 103, Gilbert, AZ 85296. Main: 480-428-5220. Powered By Loan Officer X.

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